Insurance and fees

Know the cost before you commit

We verify your benefits and confirm your expected out-of-pocket cost in writing before anything goes on the calendar. No one should learn what an evaluation costs from a bill six weeks later.

Two young children smiling as they build with wooden blocks. Child at play · photo coming

Insurance

We check your plan for you

Coverage varies by individual policy, even within the same carrier. Tell us your plan on the form and we verify your benefits and confirm your expected cost in writing before anything is scheduled.

In-network plans

  • Aetna
  • Anthem Blue Cross Blue Shield
  • Carelon Behavioral Health

We are adding other payors. If your plan is not listed, please ask. Coverage still depends on your individual policy, so we confirm your benefits directly either way.

Plan not listed?

Two routes are often available. We can request a single case agreement so your plan covers us as an exception, or we can help you use your out-of-network benefits. Both are explained below, and we walk you through them on the intake call.

A young child smiling while examining a leaf in a garden. Consented photo library · placeholder

Other situations

If your plan isn’t on the list

Single case agreements

When a plan has no in-network provider who can evaluate your child in a reasonable time, it will often authorize us as an exception for that one case. We make the request on your behalf. It takes 2 to 4 weeks and there is no charge to try.

Out-of-network benefits

Many PPO plans reimburse a share of an out-of-network evaluation. We provide an itemized superbill with the diagnosis and procedure codes your plan needs, and you submit it for reimbursement.

Self-pay

A published flat rate of $1,850 covers the full evaluation, the feedback session, and the written report. You receive a Good Faith Estimate in writing before scheduling, as federal law requires.

Missouri Medicaid (MO HealthNet)

We are not currently contracted with MO HealthNet managed care organizations and cannot bill them for evaluations. If your child is covered by a MO HealthNet plan, please reach out anyway. We will point you to providers who can help, including your regional DMH Regional Office and, for children under three, Missouri First Steps.

Be your own advocate

What to ask your health plan

We handle this verification for you. If you would like to check for yourself first, and some families do, call the member services number on your card and ask these questions. Write down the date, the representative’s name, and the reference number for the call.

  • Does my plan cover diagnostic evaluation for autism spectrum disorder?
  • Is prior authorization required before the evaluation?
  • Do I need a referral from my child’s pediatrician on file?
  • What is my deductible, and how much of it have we met this year?
  • What is my coinsurance or copay for outpatient behavioral health assessment?
  • Is there a limit on the number of assessment hours or units per year?
  • Is a telehealth evaluation covered, and at what rate?
  • If no in-network provider is available within a reasonable time, will you consider a single case agreement?

Your right to an estimate

If you are uninsured or paying out of pocket, federal law entitles you to a Good Faith Estimate of what your care will cost. We provide one in writing before scheduling, without being asked.

Billing questions

Straight answers

Will I owe anything for the intake call?

No. The 30-minute intake call is free and is not billed to your insurance. It exists so that no one pays for an evaluation that turns out to be the wrong step.

What if my child does not receive a diagnosis?

The evaluation is billed the same way either way. Insurers cover the assessment itself, not the result. A ruled-out diagnosis is a legitimate clinical finding, and you still receive the full report.

Can we set up a payment plan?

Yes. Payment plans are available. Ask on the intake call and we will set one up that works for your family before anything is scheduled.

Why does the benefits check take a few days?

Because we are getting a real answer rather than a guess. That means reaching a person at your plan, confirming the specific codes, and documenting what they said. It is the step that prevents surprise bills later.

Do you charge to send the report to our school or pediatrician?

No. Releases to providers, schools, and agencies you authorize are included.

We’ll check your benefits for you

Tell us your plan on the form and we come back with real numbers, not a range.